Invest & Fund | UK Peer to Peer Marketplace

Introducing Our Collaboration with Homes England

Invest & Fund and Homes England are collaborating to provide residential development debt funding to help deliver more homes and contribute to the UK Government's target to build 300,000 new homes a year.

To learn more click here

Join our Lending Community Join our Borrowing Community

Register for expert credit, valuation and monitoring reports.
Fund part or whole loans, starting from £2,500.
Earn the full return, minus a lender fee.

Coming Soon

Have a look at our upcoming opportunities which will shortly be available to lend to!

Total lending opportunities coming soon to the platform: £44,525,781.09 across 38 live loan facilities

View Opportunities

100% Asset Backed
Automated Diversification
Gross Yields from 6.50%

Is your ISA delivering a gross return of over 8.00% p.a.?

Learn Open your account now

*As with all investments, your capital is at risk and rates of return are not guaranteed.
Please read our important information page and risk warning before investing.

Lenders' capital is at risk

100% Asset Backed
Automated Diversification
Gross Yields from 6.50%

Invest & Fund Auto-Lend

Open your Invest & Fund lending account now and have Invest & Fund
automatically diversify your investments across our loans

Learn Open your account now

*As with all investments, your capital is at risk and rates of return are not guaranteed.
Please read our important information page and risk warning before investing.

Lenders' capital is at risk

100% Asset Backed
Automated Diversification
Gross Yields from 6.50%

Deep expertise

Our highly-experienced team apply decades of banking, lending and credit risk expertise to every stage of our borrower approval process – making sure only the right projects get through.

Independent verification

Monitoring surveyors. Valuers. Solicitors. We make it our business to work alongside a panel of external experts to deliver clear, impartial assessments and monitoring on all lending opportunities.

You're in control

Registered lenders see full credit assessments, loan documentation and regular third party reports for every lending opportunity – and choose to lend on individual loans.

Proud to be working with:

Borrow with us

Experienced residential property developer? We’d love to hear from you

Residential development and bridging finance specialists
Loan sizes up to £10m
Sensible rates, flexible terms, deep credit structuring expertise

Talk to us

Lend with us

See every loan, read expert credit assessments, fund all or part of a loan

Lenders' capital is at risk

Gross interest rates from 6.50% on first charge residential development and bridging loans
Full loan documentation, credit reports, third party monitoring
Register easily, see everything, start lending

Start lending now

Introduce us

Broker or intermediary? Big or small, we’re ready to help.

100% focus on residential bridging and development
Significant credit structuring and property expertise
Competitive introducer fees and full application support team

Talk to us

Standard Account

£2,500 Minimum initial deposit, No Maximum
Gross Yields from 6.50%. This is the gross return before any losses and fees
Active Resale Marketplace
Eligible for Auto-Lend

Open a Standard Account

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Lenders' capital is at risk

IFISA Account

Earn Interest Tax Free on Loans
Use you annual ISA limit*
Transfer-in from your existing ISAs
Active Resale Marketplace
Eligible for Auto-Lend

Open an IFISA Account

Already have a Standard account? Sign in

Lenders' capital is at risk

For more information, please contact lending@investandfund.com and a member of our lending team will contact you.

Lenders’ capital and interest is at risk as payments are not guaranteed if the Borrower defaults. You might not get back your interest or capital when expected as loans may not be repaid on time, and whilst Invest & Fund facilitates a marketplace for the resale of loans this relies upon a willing buyer being available so there is no guarantee that loans will be sold. Separate terms and conditions apply to the Auto-Lend service which can be provided upon request. Invest & Fund is not covered by the Financial Services Compensation Scheme.

£314m+

Total Lent

£219m+

Repaid to Lenders

£538m+

Total Value of
Developments Funded

100%

Capital & Interest
Paid Back

6.75% - 7.50%

Average Loan Yield
(Prev. 12 Months)

946

Homes Funded

What our Clients are saying...

I've watched Invest & Fund for a while and it's been great to see them grow so much. Even though they are becoming a bigger company they've retained their honest and approachable manner. A real breath of fresh air!

Richard

Lender

We have been very pleased with the overall professionalism shown from Invest & Fund as they had been very flexible throughout a challenging process to obtain planning. Due to our first encounter panning out smoothly we have since been more than happy to set up funding for a multitude of our development sites.

Josh

Developer

Having worked with many lenders over the years, the most important thing for us is reliability, very simply - having that comfort that the team we are working with knows what they are doing and can do what they say. We found that with the team at Invest & Fund, a pleasure to work with.

Lee

Developer

The communication has been excellent, and I feel like my money has been in safe hands throughout. The information provided via credit papers and the third party due diligence is first class.

Jonathan

Lender

A fast and efficient process from day one. In all honesty, we would have no issues recommending you. Your team displayed expertise and professionalism from the first meeting, which installed in us the confidence to concentrate on our business, knowing we had the support of a solid lending partner.

David

Developer

Invest & Fund offers investors credible and easy to manage investment opportunities. Compare this with rates available in more mainstream investments and I&F wins hands down.

Andrew

Lender

I have been pleased with Invest & Fund right from day one. Any questions are always answered promptly. Diversification is easy through Auto-Lend. Good rates.

Anthony

Lender

Glenn at Invest & Fund handled our application and was a pleasure to work with.

Brad

Developer

I was recommended Invest & Fund by a relative and liked its proposition and transparency, so decided to give it a go. I have made several investments and am now increasing the capital which I commit. There is good reporting on one’s account online with excellent communication with the Client Account Manager. All investments have risks but so far so good!

Yves

Lender

The website is well laid out. There is lots of information given for each loan to enable an informed decision. The rates are competitive and there is the ability to trade on the secondary market. A welcome addition to an investment portfolio.

Ashley

Lender

Invest & Fund handled our application and understood our project goals and ambitions from the outset, it felt to us that it was a personal service as we worked closely with the same people all the way through. I always felt that if I needed an update, or I had some concern, they were on hand with solutions and ideas, a pleasure to work with.

Lee

Developer

Excellent platform with a straightforward interface. Whenever I have needed to contact them, I have always been able to do so immediately, and they have always responded well to my enquiries. First rate customer service.

David

Lender

It was a pleasure meeting Glenn early in the application process, we felt like they understood our vision and what we were trying to achieve. They stuck with us all the way through to completion, fielding our questions with courtesy and professionalism, it didn't feel like dealing with a big faceless corporation, we highly recommend them.

Graham

Developer

Communication has been excellent, and I feel like my money is in safe hands.

Linda

Lender

Invest & Fund understood our project goals from day one. Easy to work with & they got the job done.

Soyfur

Developer

Invest & Fund have been our main funder for 5 years and in this time, they have supported us on 17 various funding arrangements. Their reliability and professionalism coupled with a personal touch is refreshing when it comes to funding a development. I&F are our first port of call for any new proposition, and we are excited to work with them moving forward.

Shane

Developer

I have been investing with Invest & Fund for 3 years and have seen an impressive return on my investment. Their customer service is first rate and I have full confidence that my money is in safe hands.

Amanda

Lender

The service we received was brilliant from start to finish. Quick responses from knowledgeable people who did their best to help us through each stage of setting up our senior loan. The team offer an unrivalled personal approach when it comes to dealing with enquiries. I wouldn’t hesitate to work with Invest & Fund in the near future on our next project.

Ross

Developer

Coming Soon

Is your ISA delivering a gross return of over 8.00% p.a.?

Invest & Fund Auto-Lend

Deep expertise

Independent verification

You're in control

Proud to be working with:

Borrow with us

Lend with us

Introduce us

Standard Account

IFISA Account

What our Clients are saying...

Richard

Josh

Lee

Jonathan

David

Andrew

Anthony

Brad

Yves

Ashley

Lee

David

Graham

Linda

Soyfur

Shane

Amanda

Ross

As Featured In...