Careers

Here is a list of our current vacancies. If you would like to apply for any of these roles, then complete the form at the foot of the page and click ‘Apply Now’ to submit your application.


Vacant Roles (Click to expand)

REPORTING TO:
Head of Business Development

LOCATION:

Current focus is on the South and South East of England but with vacancies across England and Wales

SUMMARY:

To identify and relationship manage Borrowers and introducers of residential property development loans and residential property bridging loans for experienced property developers. To be responsible and accountable for the origination and structuring of suitable new loans and be part of the on-going monitoring of existing loans within their region.

KEY ACCOUNTABILITIES:

• Conduct yourself at all times in accordance with Invest & Fund’s core values including Treating Customers Fairly
• Utilise and leverage your experience and expertise to identify and screen for credit worthy lending opportunities with an appropriate risk adjusted return for the Lenders.
• To be the primary Invest & Fund interface with existing and potential Borrowers, and professional introducers

KEY RESPONSIBILITIES:

• Develop a marketing plan to identify and establish contact with prospective Borrowers and professional introducers who will bring lending opportunities to Invest & Fund
• Responsible and accountable for the origination of high quality lending opportunities to residential property developers
• Manage the day to day relationship with Borrowers and introducers
• Manage the day to day relationship with valuers, monitoring surveyors and other property professionals
• Own and execute Stage one of the Invest & Fund Borrower and credit process which is the first screen of new loans presented to Invest & Fund to maintain the quality of new lending opportunities
• Build an informal network of estate agents, accountants, solicitors and other relevant property professionals that helps corroborate the experience and track record of the potential Borrower
• Being proactively involved in proposition development, relaying market insight, information on competitors
• Overall responsibility for the communication between Invest & Fund, the Borrower and introducers throughout all stages of the Borrower process
• Monitoring of ongoing projects through regular dialogue with valuers and monitoring surveyors including site visits
• Swift identification and internal escalation of potential problems during the application process
• Swift identification and internal escalation of potential events of default during the life of a loan
• Accurate and timely record keeping of all communication
• Accurate and timely record keeping of new and current loan opportunities including Stage 1 declines
• Maintain your own diary system to help track your calling plan for existing and prospective Borrowers
• Contribute to the budgeting process for your region to establish appropriate financial metrics that will form part of your review process across a number of areas to include but not limited to, TCF, communication (internal and external), record keeping, relationship management, and loan monitoring pre and post draw down.
• Swift identification of problems and recommendation of remediation plans

KEY SKILLS:

• Excellent credit skills relevant to residential property development and bridging
• Ability to negotiate and structure loans in accordance with credit policy and procedure
• Familiarity with and understanding of valuation and QS reports
• Thorough understanding of the legal issues surrounding property development
• Ability to act as the first stage filter for new loan opportunities
• Ability to manage a local area and champion the business including development of a business plan
• Existing local network of clients and property professionals including introducers
• Clear and precise communication skills both written and verbal
• Accurate and timely record keeping and activity tracking
• Ability to work remotely
• The ability to balance the requirements of a budget with the maintenance of quality and treating customer fairly

KEY EXPERIENCE:

• Extensive experience managing relationships with Borrowers and introducers across different credit cycles
• Extensive experience originating, structuring and monitoring residential development and bridging loans across different credit cycles
• Current experience of secured lending, bridge finance, development finance by both corporations and SPVs
• Current relationships with Borrowers and introducers across their geography in the target loan range of £300,000 to £5,000,000 with the main focus in the £1,000,000 band
• Previous experience of a highly regulated entity lending to corporations
• Proven ability to build and execute business plans to identify lending opportunities
• Operated recently under the FCA TCF, ALM and KYC frameworks
• Experience of working in a credit sanctioning department or been involved in producing documents and a business case for sign off by credit sanctioning
• Involved in loan restructuring and loan work out
• Worked remotely with effective communication, activity management and record keeping in accordance with FCA requirements
• Proven ability to balance the requirements of a budget with the maintenance of quality and treating customer fairly

REPORTING TO:
CTO

LOCATION:

Head Office, Hastings

SUMMARY:

Analysis and design of internal desktop applications (referred to as dashboards) and back end code of the main website and bidding platform.

KEY RESPONSIBILITIES:

• VB.Net and SQL
• Agile Testing and Documentation
• Energised Self Starter
• Organised and with Initiative
• Good Time Management

OTHER RESPONSIBILITIES:

• Knowledge of Office 365 platform
• Knowledge of Sharepoint platform
• Knowledge of Visual Studio Online platform
• Knowledge of Crossware Signature software
• Knowledge of Hosting Providers/platforms

REPORTING TO:
Operations Director

LOCATION:

Head Office, Hastings

SUMMARY:

The main aim of this part-time role is to administer, maintain and progress all our new and existing Lenders to a high standard. I&F customers expect excellent service and support and this role primarily exists to help deliver that experience.

The Internal recruiter is a key role within the business and manages the whole recruitment process, recruiting for a variety of roles.

KEY ACCOUNTABILITIES:

• Ensure that I&F clients have a high-quality onboarding experience
• Ensure that I&F Lenders enjoy excellent service
• Ensure that all Mailchimp communications are accurate and of high quality

KEY RESPONSIBILITIES:

• Assist Lenders through the onboarding process and ensure that those experiencing difficulties are identified and resolved with urgency
• Complete Anti-Money Laundering checks (Including Annual follow up’s) & Bank Verification Checks and liaise with clients.
• Coach Lenders on the bidding process when required
• Respond to Lender queries communications and referring as necessary to appropriate person, but taking responsibility for satisfactory completion
• Transacting a ‘buy’ or ‘sell’ transaction on behalf of a client when specifically instructed
• Providing support to the Lender Origination and Management Team
• Assist with ‘existing lender’ contact operations in line with agreed strategy
• Obtain referrals from clients wherever possible and ascertain potential lending capacity
• Using Mailchimp to build pitch pages and communicate with Lenders
• Liaise with Equifax on day to day issues and queries
• Creation of new web pages for our website where new loans are quickly and accurately added to our auction page
• Conduct annual refresh of Due Diligence including Anti-money laundering reports for all Directors for existing Business Lenders

KEY SKILLS:

• Great telephone manner
• Ability to build relationships with lenders and ensure that all calls are handled appropriately
• Patient and able to explain detailed concepts
• Able to work to tight deadlines
• Multi- tasking and prioritisation
• Accuracy in record keeping skills and following processes
• Experienced user of Microsoft Outlook, Word and Excel

KEY EXPERIENCE:

• AML and KYC checks
• High capability user of Mailchimp
• Communicating with demanding clients, ideally High Net Worth, over the telephone and email
• A sound understanding of both the Borrower and Lender sides of P2P
• Experienced user of Microsoft Office

REPORTING TO:
Chief Executive Officer

LOCATION:

London

SALARY:

TBA

SUMMARY:

Invest & Fund is a specialist provider of finance to residential property developers. The business has grown swiftly, in a controlled fashion, but the business is ready to move to a much larger scale in its lending operations. As a fully FCA authorised and regulated business operating in financial services the operational, governance, risk and control issues are complex and interwoven.

The Head of Lender Origination needs to be dedicated and experienced with the ability to generate and maintain Lender funding to fund the ambitious growth envisaged in property development and bridging loans. Lenders will comprise Institutions, Family Offices and High Net Worth. Reporting directly to the CEO the role holder will work closely with other members of the Executive team, and with NEDs when as required.

KEY ACCOUNTABILITIES:

• To be the "Lead" face of Invest & Fund to the Institutional marketplace, quickly establishing a strong profile and awareness of the Brand and Model
• The owner of all Invest & Fund Lenders, being accountable for both the generation new lenders and ongoing relationship management
• Responsibility for planning, implementing and managing Lender communications and experience
• Planning lending volumes including financial and operational requirements to align with the business plan and to meet borrower appetite
• As a member of the Executive Management team, the Head of Lender Originations will report to the CEO and assume a key role in the planning of the funding of the company

KEY RESPONSIBILITIES:

• Develop strategies to recruit new Lenders and manage the relationships with existing Lenders, this incorporates HNW, Family Offices and Institutional lenders
• Ensure funding needs are met and that sufficient funds are available to support the overall lending targets
• Provide the Executive and Board with timely and accurate management information, reports and forecasts
• Ensure that suitable funding facilities are provided to assist in the completion of lending, including underwriting and warehousing arrangements
• Provide recommendations to strategically enhance the financial performance of the business and identify business opportunities
• Work closely with the Head of Marketing to develop the online acquisition strategy of new Lenders
• Co-ordinate Institutional Lenders to provide reliable sources of funds at competitive commercial terms
• Plan for the development of the service and product offering from Invest & Fund to Lenders
• Develop the online communication and experience of Lenders who have signed up via the website
• Attend Committee meetings as required
• Ensure that operational, IT and marketing functions are involved in the planning process
• Input into the look and functionality of the website from a Lender’s perspective
• Operate in accordance with relevant Company Policies and Procedures regulation and legislation

KEY SKILLS:

• Planning and Strategy
• Sales, influencing and presentation skills
• Highly driven and able to deliver against targets
• Key account management and development skills
• Ability to deliver to time and budget
• Confident and effective at face to face client meetings
• Strong analytical, numerical and forecasting skills
• Commercial acumen
• Integrity and dependability
• Good knowledge of relevant legislation and regulation
• Working to stretching deadlines and objectives
• Able to review technical contractual agreements
• Able to negotiate commercially compelling outcomes for the business

KEY EXPERIENCE:

• Track record of executing business with High Net Worth individuals and family offices
• Working with financial institutions as clients or partners
• Dealing with executive and key decision makers
• Wide network of relevant connections
• Working at a senior management or executive level in a regulated financial services business
• Deep understanding of the property sector
• Deep understanding of property related funding and a track record of executing property funding transactions
• Understanding of Peer to Peer Lending and Alternative Finance
• Proficiency with Excel, PowerPoint, MSWord skills
• Delivery of major projects on time and budget

REPORTING TO:
Head of Lender Origination

LOCATION:

London (or Hastings)

SALARY:

TBA

SUMMARY:

Invest & Fund is a specialist provider of finance to residential property developers. The business has grown swiftly, in a controlled fashion, but the business is ready to move to a much larger scale in its lending operations. As a fully FCA authorised and regulated business operating in financial services the operational, governance, risk and control issues are complex and interwoven.

The Lender Relationship Manager needs to be dedicated and motivated with the ability to help recruit and maintain clients to fund the ambitious growth envisaged in property development and bridging loans. Lenders will comprise Institutions, Family Offices and High Net Worth. Reporting directly to the Head of Lender Origination the role holder will work closely with other members of the Executive team, and with NEDs when as required.

KEY ACCOUNTABILITIES:

• Work closely with the Head of Lender Origination in the sourcing and management of institutional lenders (single family offices, wealth managers, banks, credit funds, asset managers, investment entities, etc.)
• Manage, maintain and develop the central lender database and provide accurate and relevant management information
• Own the sourcing and management of, and communication with, High Net Worth individuals
• Communicate with relevant lenders to place new loans, in line with agreed procedures
• Assess and monitor the capacity and appetite of lenders

KEY RESPONSIBILITIES:

• Work with the Head of Marketing develop strategies for the recruitment of new HNW lenders
• Communicate with HNW clients (prospects/registered/active lenders) – pre-signup, during onboarding (in partnership with LRO/MLRO), post-signup (during active lending)
• Support the sourcing of new institutional lenders
• Respond to due diligence enquiries including the setting up (and closing) digital data rooms
• Communicate with family office lenders – pre-signup, during onboarding, post-signup and active lending
• Early stage communication with all institutional lenders and assistance as respective lending structures are defined, in partnership with executive team/board
• Understand the overall I&F lender universe in terms of lending appetite – placing loans as relevant with whole/part loan lenders, speaking with HoBO/internal credit regularly to communicate lender feedback/appetite
• Manage, maintain and develop the central database (Google suite – all admin/owner functions) for:
communications logs for all HNW/institutional lenders
lender capacities/appetites
lender onboarding progress, in partnership with Lender Relationship Officer
broker/developer communications logs for use by BDMs
• Input to the design of lender account web pages, communicating lender feedback on website with tech team/executive team and following up with lenders as appropriate
• Ensure that all related policies and procedures related to lending are reviewed regularly and are accurate, in partnership with LRO/MLRO/OD
• Develop email marketing system (Mailchimp), overseeing of manual email marketing schedule in partnership with LRO.
• Contact relevant lenders to place new loans, in line with agreed procedure and order.
• Co-ordinate the drafting of pitch pages describing new lending opportunities to registered lenders, in line with agreed procedure and order. In partnership with LRO.
• Attend and report at OpCo and other relevant meetings as requested.
• Assist lenders with website/account navigation, transactional and account queries, answering all lender enquiries via meeting/phone/email.
• Place bids/resale postings on lenders’ behalf, when requested.
• Prepare, monitor and act upon management information.

KEY SKILLS:

• High in energy and dynamic
• Planning
• Pro-active and responsive
• Well organised
• Sales, influencing and presentation skills
• Able to deliver against targets
• Account management and development skills
• Confident and effective communicator
• Strong analytical, numerical and forecasting skills
• Commercial acumen
• Integrity and dependability
• Working to stretching deadlines and objectives
• Able to negotiate commercially compelling outcomes for the business

KEY EXPERIENCE:

• Track record of working closely with High Net Worth individuals
• Working for/ or with financial institutions
• Dealing with key decision makers
• Working in a regulated financial services business
• Ideally knowledge of Anti Money Laundering
• Good understanding of the property sector and related lending
• Understanding of Peer to Peer Lending and Alternative Finance
• Strong user of Excel, PowerPoint and MSWord

 

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