Before deciding to lend, you should make sure you understand the risks associated with residential property finance. To help with this, you can read about the different types of risks on our Understanding Risk page.
Registration gives you access to our lending marketplace so you can see live loans, read our credit assessments and third party reports. To complete the process and start lending, we need to conduct identity and anti-money laundering checks. To do this, we ask for your date of birth, bank account details and address. We don’t share this information.
Don't have an account? Get one here.
When you register we give you full access to all the information we have on each loan, from our credit papers and assessments to in-house updates, independent surveyor and monitoring reports along with site photos and updates. We thoroughly review and assess every developer we work with and take security and legal charges on every loan. Our credit team and lender relations team are on hand to answer questions and deliver a trusted, valued service.
When you’re ready to lend, you simply bid on an opportunity you’re interested in via our Lending Marketplace. Remember, Lenders capital is at risk. We’ll allocate your bid to the development project and let you know when the developer has drawn down the loan - usually no longer than five days. From that point on, you're earning interest on your loan.
We keep you updated as the development begins and regularly throughout the build. Our business development team visit every development site regularly and our panel of independent monitoring surveyors and valuers see each site before every release of funds throughout the project. We continue to monitor the project and update you through to project maturity.
At the completion of a successful project, we’ll return your capital and your interest – repaid directly into your Invest & Fund account.
We do our best to find exceptional opportunities, but sometimes not everything goes to plan. Whatever the situation – a delay, a default or an early repayment – we have a team in place who have been there, done that and have a very clear understanding of the risks associated with property lending. We know we’ll be judged on the quality of the opportunities we put forward, so we do everything we can to deliver the best outcome for our lenders.
Interest paid to lenders
Experienced residential property developer? We’d love to hear from you
See every loan, read expert credit assessments, fund all or part of a loan
Lenders' capital is at risk
Broker or intermediary? Big or small, we’re ready to help.