About us

In the new world of peer-to-peer property lending,
experience counts.

Invest & Fund's story

We are a peer-to-peer marketplace helping individuals, high net worth lenders, private banks, family offices and institutions achieve attractive, risk-adjusted returns from residential development projects.

Invest & Fund was founded by David Turner, a city veteran with 30+ years’ experience and Mark Hawkins, a financial chartered accountant with 35 years’ accounting and directorship experience. Like a lot of good businesses, we started with a problem to solve: how to make it easy and rewarding for individuals and institutions to lend to businesses looking for alternative high quality sources of finance.

David and Mark recruited Chief Technology Officer Stephen Kenny, a veteran of successful start-ups including Betfair and The Property Investment Market. Stephen continues to shape our technology today.


Since late 2015 we have focused exclusively on supporting experienced developers and we aim to be the leading player in the residential development and bridging finance market. We have appointed a Board with substantial experience in senior banking, wealth management, property lending and peer-to-peer finance backed by a team of credit experts with deep experience in property development and credit risk assessment.

Today we are a team of 30+ led by Founder David Turner and Chairman Robert Burgess.

We committed to being the UK’s leading specialist property development platform and being the most trusted peer-to-peer marketplace; in doing so helping individuals, high net worth lenders, private banks, family offices and institutions achieve attractive, risk-adjusted returns from successful residential development projects.



Total Lent

6.75% - 7.50%

Average Loan Yield
(Prev. 12 Months)


Homes Funded


Capital & Interest Paid Back

Meet the Team

Robert Burgess


Robert has for over 25 years held Senior Executive and Board positions in both Quoted (FTSE 100/250) and Unquoted FS businesses, including Lloyds Banking Group, Scottish Widows, as CEO of Alliance Trust Savings, as Co-Founder of the first, dedicated UK Closed Ended Fund to invest through P2P and as NED for OakNorth Bank where he chairs the Board, Credit & Board Risk Committees.

Mark Kibblewhite

Non-Executive Director

Mark has worked in financial services for 30+ years, largely with Barclays where he was MD of Barclays Wealth and Barclays Capital, developed the UK private bank franchise and ran the Investment Banking UK arm. He is an active P2P and real estate investor.

Brian Lynch

Non-Executive Director

Brian is a former Head of Capital Markets EMEA at BNY Mellon and holds a Masters in Engineering and Computer Sciences from Oxford University. He was formerly Head of Flow Rates EMEA at Nomura and Global Head of Sterling Delta Trading at RBS . He is an active P2P investor and has been for over 12 years.

David Turner

Chief Executive Officer and Co-Founder

David co-founded Invest & Fund after a 30-year career as a trader in the City of London, working for various financial institutions including Tullett Prebon and RBS. David has a clear vision for how the business can capture the growing peer-to-peer opportunity.

Matthew Thorbes

Finance Director

A Chartered Global Management Accountant (ACMA, CGMA) with 18 years of experience in the banking and finance industry. He has performed a range of roles across Lloyds Banking Group’s Wealth, International Retail and Treasury businesses, as well as playing a leading role in the Group’s Stress Testing activities.

Neil Smith

Chief Operating Officer

A qualified accountant (ACA) and member of the ICAEW with 13 years’ experience in financial services, including the last 10 years in Private Equity. Neil has held senior operations positions at both Bridgepoint and The Carlyle Group. In his most recent role he was responsible for a broad range of operations across multiple fund strategies. He is adept at leading people, managing change and automating processes with a view to value creation.

Stephen Kenny

Chief Technology Officer

Stephen is an experienced CTO and CEO skilled at working with successful high growth, technology-driven businesses. He is the former CTO of Betfair and founder of the UK's first peer-to-peer investment network.

Gary Trueman

Head of Business Development

Gary brings more than 35 years' commercial banking experience to Invest & Fund. His leadership, technical skills and credit risk expertise helps ensure the team delivers compelling lending opportunities that work for borrowers, brokers and lenders.

Richard Hendry

Head of Credit

Richard is a highly experienced credit practitioner across all real estate activities. He has led regional teams across London and South East for RBS Commercial Banking in both Credit and Portfolio Management.

Sarah Leech-White

Head of Compliance

Sarah is an experienced compliance officer, having held senior positions at Close Brothers and RBS prior to joining Invest & Fund. She is also a former regulator, with experience of setting up the Dubai Financial Services Authority, as well as supervising large overseas banks whilst at the UK Financial Services Authority and Bank of England.

Work with us

We're always looking for talented individuals to join our team

Current Openings

Borrow with us

Experienced residential property developer? We’d love to hear from you

  • Residential development and bridging finance specialists
  • Loan sizes up to £10m
  • Sensible rates, flexible terms, deep credit structuring expertise
Talk to us

Lend with us

See every loan, read expert credit assessments, fund all or part of a loan

Lenders' capital is at risk

  • Gross interest rates from 6.50% on first charge residential development and bridging loans
  • Full loan documentation, credit reports, third party monitoring
  • Register easily, see everything, start lending
Start lending now

Introduce us

Broker or intermediary? Big or small, we’re ready to help.

  • 100% focus on residential bridging and development
  • Significant credit structuring and property expertise
  • Competitive introducer fees and full application support team
Talk to us